If you happen to’re searching for a big selection of cryptocurrencies and low committees, Crypto.com may be simply pretty much as good as the following Crypto Trade. Over 400 cash can be found and you’ll entry the most well-liked cryptocurrencies. There are additionally many imprecise names. Exchanges provide low charges and volume-based reductions for individuals who commerce a big quantity every month.
If you happen to’re a purchase and maintain investor, you may recognize the change’s staking rewards for over 21 cryptocurrencies and assist generate revenue whereas ready for value will increase.
Nonetheless, Crypto.com is missing in some key areas. It’s an app-only platform for US retail traders. So should you favor to commerce on a laptop computer or desktop, you are not in luck. Utilizing App-only Entry will miss superior buying and selling options equivalent to margins which are solely obtainable to institutional traders. The change additionally hits customers with a price of between $15 and $45 to withdraw money from the app and switch it to your checking account. And like in earlier years, crypto.com stays weak within the space of buyer assist and training assets.
If you happen to’re searching for conventional securities like shares along with Crypto, apps like Robinhood and Webull (Webull Pay) provide that choice. In the meantime, rival Coinbase could also be appropriate in case you are searching for a change with a variety of cryptographic alternatives, extra instructional content material and superior buying and selling capabilities.
Highlights
- Low buying and selling charges
- Giant cryptocurrency alternative
- Staking 21 or extra cash
Crypto.com at a look
- Minimal steadiness
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none.
- Buying and selling securities
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Over 400 cryptocurrencies
- Price per commerce
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Costs ranging from 0.08%
There are not any deposit charges
A price of between $15 and $45 to withdraw US {dollars} into your checking account. Different withdrawal charges differ by cryptocurrency.
- Buyer Service
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No cellphone service, solely self-help, electronic mail, chat
- Cellular App
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The crypto.com cellular app is out there on the Apple App Retailer and Google Play Retailer
Professionals: The place Crypto.com stands out
Cryptocurrency alternative
Crypto.com really separates it from different buying and selling apps by providing over 400 cryptocurrencies. Different cryptocurrency apps provide solely the most well-liked cash, equivalent to Bitcoin, Ethereum, Solana, XRP. Nonetheless, with crypto.com you will see these common cryptocurrencies and extra obscure stuff you in all probability have not heard of.
Whereas such quite a lot of merchandise could seem enticing, the typical consumer is unlikely to actively commerce such a variety of tokens.
It’s value noting that not all cryptocurrencies can be found in all states. So, verify if the cash of curiosity can be found at your location earlier than they begin. The Crypto.com app will not be obtainable in New York in any respect.
Coinbase is an alternative choice should you’re searching for a big selection of cryptocurrencies. Over 250 cash can be found. In case you are contemplating non-cryptic securities buying and selling, please observe that you’ll want to open an account with a dealer equivalent to Schwab or Constancy.
Transaction price
crypto.com makes use of a producer taker pricing mannequin that provides a considerable amount of liquidity (producer) and costs a barely larger value to scale back it (taker). This can be a breakdown of how costs change with growing quantity.
| 30 days buying and selling quantity | Producer | Taker |
|---|---|---|
| <$10,000 | 0.25% | 0.50% |
| > $10,000 | 0.20% | 0.40% |
| > $50,000 | 0.15% | 0.25% |
| > $250,000 | 0.10% | 0.20% |
| > $500,000 | 0.08% | 0.18% |
Crypto.com gives reductions on buying and selling charges to CRO.COM’s native Cryptocurrency and people who win CRO, the CRO wage buying and selling price. In keeping with Crypto.com, the transaction charges and reductions for staking CROs could change sometimes.
There are not any financial institution deposit costs
crypto.com doesn’t cost you a price to switch cash out of your checking account to the platform. This makes it a super choice to fund your account. Automated Clearinghouse (ACH) transfers have a minimal deposit requirement of $20 and a each day restrict of $1 million. Alternatively, you may fund your account through wire switch, which might value at the very least $1,000.
In the meantime, different funding choices, equivalent to credit score and debit playing cards, value a 3% price.
Please observe that free transfers from the financial institution solely apply within the center. Please observe that you’ll pay with sincereness to withdraw cash out of your account (extra particulars will likely be defined later).
Staking
With crypto.com, prospects can maintain cryptocurrency deposits of their app and earn rewards in return. This apply, often known as staking, is just like an interest-paying financial institution financial savings account, however has considerably elevated threat.
You may earn rewards in over 21 cryptocurrencies on the Crypto.com app, with curiosity paid weekly. As of August 2025, staking apps will help you earn a number of additional per yr. Staking on Ethereum or Solana can earn 1.25-1.75% per yr.
Nonetheless, it needs to be famous that staking will not be obtainable to registered customers within the following states: New York, California, Maryland, New Jersey, South Carolina, and Wisconsin. To be truthful, this restrict will not be particular to crypto.com. Coinbase prohibits staking from residents in sure states.
Do not forget that conventional financial institution accounts are protected by FDIC insurance coverage. This can help you accumulate as much as $250,000 within the occasion of a financial institution failure. Crypto Staking doesn’t include the identical safety. In addition they face the market threat of dropping their authentic funding if the worth of cryptocurrency crashes.
Cellular App
The online-based Crypto.com platform is simply obtainable to institutional merchants, so the cellular app is the central level of entry for many US prospects.
Typically, the crypto.com cellular app gives a easy and easy-to-use interface. In case you are contemplating signing up for an account, be sure that the app options meet your wants.
Each the iOS and Android variations of Crypto.com keep excessive consumer scores on Google Play and the App Retailer, respectively. The app is properly built-in with Crypto.com’s particular person Onchain app (previously Defi pockets), sustaining a median buyer score of round 4.7 stars.
Cons: The place Crypto.com can enhance
Buyer Service
Crypto.com doesn’t present phone assist as a part of its customer support. You must depend on assist facilities which are solely obtainable on-line.
Discovering primary details about the corporate’s price construction and different essential particulars is an absence of discovering helpful to customers and is tough to research. Some net pages are meant for European customers, whereas others could instruct you to log in to the app and discover sure data, such because the estimated reward fee.
There’s at all times an electronic mail and chat choice throughout the app, however the high quality of assist for this Singapore-based firm is a hit and miss.
Excessive withdrawal price
In case you are planning to transform Crypto Holdings from Crypto.com to US {Dollars} and switch cash out of your app to your checking account, adorn your self with a excessive value.
To withdraw fiat cash from the crypto.com app to a financial institution, it prices $15 should you use a service referred to as Fedwire, and $45 should you carry out a fast switch. Each charges really feel extreme in comparison with different exchanges, equivalent to Coinbase, which does not cost something to withdraw cash out of your account and switch it to the financial institution through ACH. Additionally, crypto.com would require you to withdraw a minimal of $500 to $1,000, relying on how you employ it.
Lack of superior buying and selling capabilities
For US traders, Crypto.com is primarily accessible by means of the cellular app. Net-based exchanges exist, however are restricted to institutional shoppers and sure senior merchants. Which means options equivalent to margin buying and selling, OTC buying and selling, superior commerce orders, and buying and selling bots are out of attain for many retail customers.
This can take away Crypto.com from another change steps, equivalent to providing Gemini and its ActiveTrader.
Academic supplies
If you happen to’re new to cryptocurrency and wish to study extra about it, you may have to go elsewhere. Though some questions are answered by means of the net assist middle, they primarily concentrate on how one can carry out completely different capabilities by means of the app, quite than educating merchants about crypto.
Cryptocurrency attracts tens of millions of latest traders, lots of whom don’t perceive how transactions work or the complexity of crypto. Crypto.com reportedly spent tons of of tens of millions of {dollars} on promoting, together with a TV spot with actor Matt Damon, a naming rights deal for the previous Staples Middle in Los Angeles, and a significant partnership take care of Method 1.
